Terms & Conditions
Last Updated: October 2024
1. Introduction
Welcome to SwifPay LLC. These Terms and Conditions govern your use of our financial infrastructure and payment services. By accessing or using our platform, you agree to be bound by these terms. This document constitutes a binding agreement between you and SwifPay LLC. Please read them carefully. Note that this document does not constitute legal advice and is provided for informational purposes regarding our service standard.
2. Use of Our Services
SwifPay LLC provides high-performance financial service infrastructure, including smart terminals, e-commerce gateways, and card issuance solutions. You are granted a limited, non-exclusive, non-transferable license to use our services solely for authorized business purposes in accordance with these terms and applicable local regulations.
3. Accounts and Security
To access certain features, you must maintain an active account. You are responsible for safeguarding your account credentials and for all activities that occur under your account. SwifPay LLC employs enterprise-grade security, but you must notify us immediately of any unauthorized use or security breach related to your access.
4. Fees and Payments
Service fees are outlined in your specific service agreement. By using SwifPay LLC, you authorize us to process payments and deduct applicable transaction fees as agreed. All fees are non-refundable unless stated otherwise. SwifPay LLC reserves the right to adjust fees with prior notice in accordance with general market conditions and network requirements.
5. Acceptable Use and Prohibited Activities
You agree not to use SwifPay LLC for any illegal activities, including money laundering, fraud, or the financing of prohibited entities. Prohibited actions include attempting to circumvent security measures, reverse-engineering our software, or using our infrastructure to transmit malicious code. Violation of these rules results in immediate termination of service.
6. Intellectual Property
All technology, software, design elements, and logos associated with SwifPay LLC are the exclusive property of SwifPay LLC or its licensors. You may not copy, modify, or distribute any part of our intellectual property without explicit written consent. Your use of the service does not grant you ownership rights to any aspect of the infrastructure.
7. Third-Party Services
Our services may integrate with third-party providers, such as banking networks or cloud infrastructure. SwifPay LLC is not responsible for the performance or availability of these external entities. Your interaction with third-party services is subject to their own respective terms and conditions.
8. Disclaimers and Limitation of Liability
The services are provided 'as is' and SwifPay LLC disclaims all warranties, express or implied. To the maximum extent permitted by law, SwifPay LLC shall not be liable for any indirect, incidental, or consequential damages resulting from service interruptions or loss of data. Our total liability is limited to the fees paid by you for the service in the preceding term.
9. Indemnity
You agree to indemnify and hold SwifPay LLC harmless from any claims, losses, or expenses (including legal fees) arising from your use of the services, your violation of these terms, or your infringement of any third-party rights.
10. Changes to These Terms
SwifPay LLC reserves the right to modify these terms at any time. Significant changes will be communicated via email or through our platform. Continued use of the service after such changes constitutes acceptance of the new terms.
11. Governing Law and Jurisdiction
These terms are governed by the laws of the jurisdiction in which SwifPay LLC is headquartered, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the competent courts within that jurisdiction.
12. Contact Information
If you have any questions regarding these Terms and Conditions, please contact our legal and support team at hello@swifpay.com or through our official communication channels available on the website.